Terms and Conditions

Acceptance of Terms

By using our website and services, you agree to these terms and conditions

These terms create a legally binding agreement between you and Venorythica

Definitions

The following terms have specific meanings in this agreement

• Company: Refers to Venorythica and its affiliates
• Service: Financial planning consultation and subscription services
• User: Any person who accesses or uses our website or services
• Content: All information, materials, and resources provided through our platform
• Agreement: These terms and conditions and any referenced policies

Service Usage

Your use of our services is subject to these conditions

Eligibility Requirements

You must meet certain requirements to use our services

18+ only

Account Requirements

Creating an account requires the following

• Provide accurate and complete information
• Maintain confidentiality of account credentials
• Update information when changes occur
• Use services only for lawful purposes

Your Responsibilities

As a user, you agree to the following responsibilities

• Provide accurate financial information for consultation purposes
• Use services in accordance with applicable laws
• Respect intellectual property rights
• Maintain confidentiality of sensitive information
• Report any security breaches or concerns immediately
• Make payment for services as agreed

Prohibited Activities

You may not use our services for the following purposes

• Illegal activities or violation of applicable laws
• Fraud, misrepresentation, or deceptive practices
• Unauthorized access to systems or data
• Distribution of malicious software or harmful content
• Interference with service operation or other users
• Violation of intellectual property rights
• Commercial use without authorization
• Impersonation of other individuals or entities

Intellectual Property Rights

All content and materials are protected by intellectual property laws

We grant you limited, non-exclusive access to use our services for personal purposes

You grant us rights to use content you provide for service delivery purposes

Privacy Protection

Your privacy is important to us and is governed by our Privacy Policy

Please review our Privacy Policy for detailed information about data handling practices Privacy Policy

Service Disclaimers

Services are provided on an "as is" basis without warranties

We disclaim all warranties, express or implied, regarding service performance

Liability Limitations

Our liability is limited to the maximum extent permitted by law

We are not liable for indirect, incidental, or consequential damages

Maximum liability shall not exceed amounts paid for services in the preceding 12 months

User Indemnification

You agree to indemnify us against claims arising from your use of services

Service Termination

Either party may terminate this agreement with appropriate notice

Upon termination, your access to services will cease and certain provisions will survive

Dispute Resolution

Disputes will be resolved through the following mechanisms

Arbitration Process

Disputes may be resolved through binding arbitration

Arbitration will be conducted under Malaysian Arbitration Act 2005

Online Dispute Resolution

For EU residents, online dispute resolution is available

We encourage resolution through direct communication before formal procedures

Governing Law

These terms are governed by Malaysian law

Malaysian courts have jurisdiction over disputes arising from these terms

Terms Modifications

We may modify these terms from time to time with appropriate notice

Significant changes will be communicated to users before taking effect

Severability

If any provision is deemed invalid, the remaining terms remain enforceable

Complete Agreement

These terms constitute the complete agreement between you and Venorythica regarding service usage

Contact Details

For questions about these terms, please contact us using the information provided